New Agent

by Anita
(Ohio)

Hello Ted. I am thrilled to have found this site. I am a new subscriber and literally just started using it.

I just passed my exam. I have been offered an Independent Agent position with an Independent Insurance Agency in the area. He has offered me a small percentage to increase as the number of policies I sell increases. Clearly, whatever I sell, he will make commission on also. Yes?

For some reason, I am suddenly confused. Do I have to work through someone else or can I apply for appointment with different Insurers to sell their products on my own? If so, is there a commission structure with the companies directly that offers me this structure or would it be a much better structure.

Thank you in advance for your advice. (Watch for your answer in comments box--Ted)

Becoming insurance agent

by Manjunath
(Bangalore. Karnataka )

I am interested to enter insurance field, and am planning to start with one life insurance product and a health insurance product as well. Is it possible? If yes, plz suggest me those best featured products.

i want to ask questions before going with company, what should I ask

by Nikki
(New Jersey)

I have interview for Life insurance sales job. What should I ask them.

Getting into the business

by Richard
(Bowling Green, OH)

Thank you Ted,

I have my life and health license, as well as my property and casualty license for Ohio. I am looking at becoming a captive agent but I did not expect a request for a Business Action Plan. Can you give me some guidance on where to find information on how to construct one for this industry?

Thank you,

Richard

Starting a career

by Sina
(Ca)

Hi,

I'd like to know how to start a career in selling insurance. Where do I start?

I am 22 years old and have been a car sales man and working in restaurant since I was 16. Now I like to get into insurance business. Any tips?

Regards.

Specialize in one area?or know it all?

by Ron
(Philly)

Hi Ted

Can an agent be successful today by specializing in selling life insurance only?or must the agent be versed in all of the many products available today such as annuities,auto,home,health,
mutual funds, retirement planning? Its a pretty daunting task to learn all of those areas.

Training Program

Please help me create a training program for pre-contract agents, to fourth year agents.

P&C new captive agent

by Elizabeth
(Raleigh)

Do you have a sister site or area related to property and casualty agents?

What part of insurance part is best to start selling as a new agent

by Nando
(Sarasota fl)

I want to sell insurance,but I want to know what to start selling first and what company to sell for in florida? Thank you.

New Career

by Ron
(Philly)

Ted,Hi

Just wanted your thoughts on if Im too old to start a new career in Insurance sales? I'll be 50 in November and not currently happy with what I am doing.

Ron

Is being a contractor/broker with no benefits the average set up at an independent agency?

I would be provided errors and omissions ins and given access to the companies. It's up to me to get licensed, and then I'll be trained. However, each of the carriers provide company/product specific training. Commission on 85% on new business and 60% on renewal. There is potential for bonus based upon production. There is no training salary, no benefits, and I pay my own taxes. Good deal? Thoughts?

Insurance license

by John
(Oregon)

What questions are asked on the health insurance license application? Thanks.J

earn commisions

by andres
(illinois)

can legally a insurance company withhold my earn money, because I stop producing for 3 months???

Agent Activation

I am a business development manager in life insurance a life insurance company in India. I want to activate my team with growth each month. What should I do?

Best Companies to Work for?

by Nicole
(Chicago, Il)

I'm new to the industry? Is there a company that is great for entry-level insurance agents?

Intrim Consulting fee vs commission till client buys.

Dear Ted, hope your day is well.

I'm one of your e-newsletter subscribers and have been enjoying from your great insights. I'm a financial consultant in Toronto, Ontario and I have both licenses for mutual fund and life insurance. Since I'm currently compensated by commission, I found it in a lot of times I have been providing consultation service to my clients, but could not get compensated unless they are making purchases. I'm considering to charge my clients by hourly rate, and if they do need me to manage their investments or setup an insurance policy, I will reimburse their fee. (Given that the asset size has met my pre-set minimum.)

May I know what's your view in this?

Thanks for your time.

Best Regards,


Samuel